SpendPermit

Card amount

$25-$100

Current supported paid-card principal range.

Checkout amount

$26.25

Example checkout for a $25.00 card at multiplier 1.05.

Card window

24h

Every current mode is closed no later than 24h after authorization.

Expiry refund policy

Choose a maximum purchase budget instead of an exact final amount. At the original 24-hour expiry, SpendPermit reviews settled spend and provably unused principal. The 5% processing charge is non-refundable; the standard refund is unused principal minus a $2 issuance cost.

Activate Agent Card access

Enter your private SpendPermit Access Key. It is exchanged for a secure browser session and is never placed in the page URL.

Card amount and payment options appear after access is activated.

Customer flow

Review the quote, let the human complete hosted payment, wait for SpendPermit status, then claim card details only after the card is ready.

CLI quick start

SPENDPERMIT_API_KEY=... node spend-permit.mjs quote 25
SPENDPERMIT_API_KEY=... node spend-permit.mjs checkout 25 --channel alipay
SPENDPERMIT_API_KEY=... node spend-permit.mjs wait ioc_example

Usage policy

Single-use closes after the first authorization attempt, including a decline. When enabled, session mode allows multiple attempts within one cumulative limit and still expires within 24 hours.

CLI package

A thin client for quote, checkout, wait, and claim. It connects only to SpendPermit and contains no platform credentials.

Download CLI script Download CLI docs

Skill package

Instructions for an AI agent to create payment links, tell the user to pay, wait on SpendPermit status, and claim JSON card details when explicitly requested.

Download Skill

AI integration

Machine-readable product brief for agents that need to understand the public API flow, limits, states, and security rules.

Open llm.txt Download AI brief

Authorize a short-lived card for an AI purchase